MMM is a social finance aid program, which helps millions of participants worldwide to find those who *NEED help*, and those who are ready to *Provide Help* for FREE. It is not a bank, it does not collect money (*There is no central bank account to deposit all the money into*), it is not an Online Business, a High Yield Investment Program (HYIP) or Multi Level Marketing (MLM) program. It is not a Business Opportunity, there is no product to buy and sell at a higher price to make profit. It is not even an Affiliate Program. In essence, MMM is a community where people help each other. In my personal view, it is more like an Online Stokvel. After providing help (donating), in 30Days, you get back th amount you donated plus 30% of whatever amount you donated as your reward.
